Peoples State Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Fixed Rate Mortgages

Fixed Rate Mortgages

People who would like to lock in one of today’s low interest rates, and know that their monthly principal and interest payment will never change. You can choose the term that’s right for you. And the shorter repayment period you select, the less interest you’ll pay.

 
  • No purchase price limits (varies with program)
  • Available for 1-4 family owner or non-owner occupied properties and second homes
  • Variable terms available



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.